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Documents required for Home Loan – Indians

Salaried Individuals

Recent Salary slip showing statutory deduction and Form 16 (Declaration from the company stating the details of earnings and deductions, duly signed by a trustworthy signatory of the Company) or most recent acknowledged Income Tax Returns and bank statement for the last three months.

Self-employed Individuals / Proprietors

Calculation of income for the last two years certified by a Chartered Accountant or Profit and Loss and Balance Sheet for the last two years certified by a Auditor and copies of acknowledged Income Tax Returns for the last two years and bank statements for the last six months.

Partnerships

Income statement for the last two years by a certified Chartered Accountant or Profit & Loss account and Balance Sheet for the last two years certified by a Auditor or copies of acknowledged IT Returns for the last two years and partnership deed, letter of authority, bank declaration for the last six months, evidence of office.

Private Limited Companies

Income statement for the last three years certified by a Chartered Accountant, Profit & Loss account, Balance sheet for the last three years certified by a Chartered Accountant, copies of acknowledged Income tax returns for the last three years, memorandum and articles of association, board resolution, bank statements for the last six months, letter of authority from all directors to accompany the application form with photographs of authorized signatories if not specified in the board resolution, evidence of office.